A direct business lender committed to charting growth paths for businesses across Jacksonville and beyond.
SP 48 CORP is a direct business lender specializing in strategic capital solutions for small and mid-sized businesses. Based in Jacksonville, Florida, we bring both local market expertise and national lending capabilities to serve businesses ready for their next stage of growth.
As a direct lender, we control the entire funding process from application to approval to deployment. This means faster decisions, more flexible terms, and a partner who truly understands your business needs.
We don't simply provide capital—we provide clarity. Our team works alongside you to structure financing that aligns with your revenue cycles, growth trajectories, and long-term objectives.
Unlike brokers or intermediaries, we fund every loan from our own capital. This direct relationship eliminates unnecessary layers, reduces costs, and accelerates your access to funding.
Our underwriting process is designed for speed without sacrificing thoroughness. We leverage technology and experienced human judgment to deliver approvals in 24-48 hours for qualified applicants.
From working capital to equipment acquisition, revenue-based financing to growth initiatives, we structure solutions that fit your specific situation—not a one-size-fits-all template.
The principles that guide every funding decision and client relationship
Transparent terms, straightforward communication, and no hidden surprises. You deserve to understand exactly what you're agreeing to.
Business opportunities don't wait. Our streamlined process delivers funding decisions in 24-48 hours so you can act when it matters.
We succeed when you succeed. Our flexible structures align repayment with your revenue, creating a true partnership rather than just a transaction.
Ethical lending practices, responsible underwriting, and a commitment to helping businesses grow sustainably over the long term.
How we work with businesses from first contact to funding deployment
We start by understanding your business model, cash flow patterns, and growth objectives. This isn't a generic application—it's a strategic conversation.
Our underwriting team evaluates your financials with both technology and human expertise. We look beyond credit scores to understand your business fundamentals.
We design financing that fits your revenue cycle and repayment capacity. Flexible terms that work with your business, not against it.
Once approved, funds are deployed quickly—often within 48-72 hours. Fast access when you need it, with ongoing support as your business grows.
Discover how strategic capital can accelerate your business goals. Reach out today for a confidential consultation.
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