Welcome to SP 48 CORP. By accessing our website or using our services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully.
1. Acceptance of Terms
By accessing or using the SP 48 CORP website (the "Site") or engaging with our financial services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our Site or services.
2. Use of Our Website
Permitted Use
You may use our Site for lawful purposes only. You agree not to:
- Use the Site in any way that violates applicable federal, state, or local laws
- Submit false, misleading, or fraudulent information
- Attempt to interfere with the proper functioning of the Site
- Engage in any form of automated data collection or scraping without our express consent
Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of SP 48 CORP and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.
3. Financial Services
No Guarantee of Approval
Submission of a funding application does not guarantee approval. All applications are subject to underwriting review and approval criteria. We reserve the right to deny any application at our sole discretion.
Accuracy of Information
You agree to provide accurate, complete, and current information when applying for funding or engaging with our services. Providing false or misleading information may result in denial of services and potential legal action.
Not Financial Advice
Information provided on our Site is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making financial decisions.
4. SMS Terms & Conditions
SMS/Text Messaging Program
If you opt in to receive SMS or text messages from SP 48 CORP, the following terms apply:
- By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from SP 48 CORP, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
- Message frequency varies; you may receive up to 4 messages per month.
- Message and data rates may apply based on your mobile carrier's plan. SP 48 CORP is not responsible for any charges incurred from your carrier.
- You can reply STOP to any message to opt out of future SMS communications at any time. You will receive a confirmation message upon opting out.
- You can reply HELP for assistance, or contact us at santiago@sp-48-corp.com.
- Consent is NOT a condition of purchase. You may use our services and apply for funding without opting in to SMS communications.
Carrier Compatibility
Our SMS program is available to subscribers with compatible mobile devices on participating carriers. We are not liable for delayed or undelivered messages.
SMS Data Privacy
Your mobile phone number and SMS opt-in consent information will not be shared with third parties for marketing purposes. For more information, please review our Privacy Policy.
5. User Accounts
If you create an account on our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
6. Limitation of Liability
To the fullest extent permitted by law, SP 48 CORP shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of our Site or services.
Our total liability for any claims arising from your use of our Site or services shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.
7. Indemnification
You agree to indemnify, defend, and hold harmless SP 48 CORP, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to:
- Your use of the Site or services
- Your violation of these Terms
- Your violation of any third-party rights
- Any fraudulent or unlawful conduct on your part
8. Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by SP 48 CORP. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that we shall not be liable for any damages arising from your use of third-party sites.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on our Site with a revised "Last Updated" date. Your continued use of the Site or services after such changes constitutes your acceptance of the new Terms.
10. Termination
We may suspend or terminate your access to our Site or services at any time, without notice, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Site will immediately cease.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
Any disputes arising out of or related to these Terms or your use of our Site or services shall be resolved through binding arbitration in Jacksonville, Florida, in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action.
12. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the intent of the original provision.
13. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and SP 48 CORP regarding your use of the Site and services, and supersede all prior or contemporaneous agreements, understandings, or communications.
14. Contact Us
If you have any questions or concerns about these Terms, please contact us:
SP 48 CORP
6054 Arlington Expy Ste 4
Jacksonville, FL 32214
Email: santiago@sp-48-corp.com